UK personal finance
Your money. Finally clear.
Practical tools built for UK earners. See where your money goes, track your debt, and build a buffer that holds.
Dashboard
Example data
Where to start
Two ways in
Both are free, both run in your browser, and neither needs an account. One gives you the whole picture. The other gives you one thing to look at.
Money health check
The full picture. A score for each part of your money, the order to work in, and the move that comes next.
What needs attention next
Eleven short questions. One area of your money worth a look, why it came up, and one thing to do about it.
The sequence
Four steps. In this order.
Most money problems come from skipping a step. Start here, work in sequence, build the picture.
Map your cash flow
See what lands, what leaves, and what stays. Know your real monthly surplus before you decide what to do with it.
Build a buffer
Three milestones from stretched to stable. Know where you are and how long each takes at your current pace.
Clear your debt
See the share of your monthly income locked in minimum payments every month. Know which debts cost most and which to clear first.
Grow what you keep
Enter what you have: pension, ISA, savings, property. Know your total, your trajectory, and what 10, 20 and 30 years of compound growth adds from here.
From the articles
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